Gain/Loss of Coverage
Benefit Considerations For When There Is A Gain/Loss of Coverage
|
Gain or Loss of Health Coverage of existing health coverage, including job-based, individual, and student plans: May enroll or cancel coverage |
Within 30 calendar days of the qualifying event | 1st day of the month following the qualifying event |
|
If you or a spouse or dependent child gains/loses eligibility of existing health coverage, including job-based, individual, and student plans, you may enroll or cancel coverage with FCPS.
To enroll/cancel coverage, you must complete the HR-124 (Current employees) or HR-461 (Retirees) as well as the required documentation based on the dependent(s) being enrolled. See Dependent Eligibility chart.
Dependents Turning Age 26
When your child turns age 26, he/she is no longer eligible for FCPS coverage as a dependent. Your dependent will be automatically removed from your coverage. Coverage will end on the last day of the month in which he/she turns 26, unless certified as disabled by your health/dental plan prior to his/her 26th birthday.
Even though your child may be aging off your FCPS coverage, he/she will be eligible for COBRA coverage. With COBRA, your child will be able to keep the same benefits he/she has now for an additional 36 months. However, he/she will be responsible to pay the full cost of coverage.