doctor with a stethoscope around neck

The Cigna Open Access (OAP) Plan

Learn more about the Cigna Open Access (OAP) Plan, access plan resources, and view frequently asked questions.

The Cigna Open Access Plus (OAP) plan makes it easy to get quality, in-network care with access to a large, national network of providers. Plus, you have the option to choose a primary care provider to coordinate your care and you don't need specialist referrals. Additionally, Cigna provides a superior plan offering with a strong commitment to customer service and an increased focus on wellness and disease management programs to improve employee health. Some highlights include:

  • 97% of primary care providers currently utilized by FCPS participants are in the Cigna network. Use the “Find a Doctor” search tool on Cigna's website to search for your provider.
  • No referrals are required for specialists.
  • No prior authorizations are required for complex radiology (MRIs and CT scans).
  • Interactive member tools for searching for doctors, care, and cost estimates.