Short-Term Disability

If you sustain a personal illness/injury, have been diagnosed with a serious health condition, or will serve as an organ donor, the STD benefit provides income replacement after satisfying a 10 continuous workday elimination period. The STD program provides income replacement benefits from the 11^th day of illness/injury to a maximum of 5 months. 

Eligibility

Employees are enrolled in the STD program on the first of the month after completing 12 calendar months of service from date of employment or re-employment. 

Premium Cost

FCPS pays 100% of the premium cost for the STD program. 

When to File a Disability Claim: 

• On the fifth consecutive day of an absence
• If you have been absent for 5 days in a 30-calendar day period for the same condition (non-consecutive)
• If you are diagnosed with a serious personal illness or if you are pregnant

How to File a Disability Claim:

Call Sedgwick at 1-855-937-1387 to report the injury and/or illness or file your claim online at www.mySedgwick.com/FCPS. You must establish an account first on this site prior to submitting a claim.

After submitting your claim, Sedgwick will mail you a medical release form. Complete, sign, and return this form immediately.

If your disability is medically certified, the benefit will begin after the 10-workday elimination period. The elimination period may include non-consecutive workdays for the same illness, if verified by a physician.

Short-Term Disability Benefit Options

The first 10 workdays of your STD claim (if approved) are used to meet the elimination period. You must enter the sick leave used for the 10-workday elimination period in MyTime using leave code “Sick-IND”. If you have sufficient leave balances available, you will receive 100% of pay for this 10-workday elimination period. If you do not have leave balances to cover these 10 workdays, you will be placed on leave without pay for the remainder of the elimination period.

Option 1: 90% of your current salary.

Beginning day 11, you will receive a benefits payment of 90% until your STD claim ends. This option allows you to preserve your accrued leave balances so that you have leave available upon return to work.

Option 2: 100% of your current salary WITH use of accrued sick and/or annual leave.

Beginning day 11, you will use available accrued leave to receive income replacement of 100%. This continues while approved to receive STD payments and while leave balances are available. Electing this option will reduce your leave balances, using your accrued sick leave balance before using your accrued annual leave balance (if applicable). If your STD benefit period depletes your leave balances, your STD benefit period will convert to the 90% pay option until the STD claim ends. 

Please note: This option does not allow use your leave to supplement the 90% STD benefit. Your leave will be deducted equal to the daily work hours you are expected to work (in the example, an employee with a 7.5 hours workday would have 7.5 hours deducted from the leave balance daily).

The maximum benefit period for STD benefits is 5 months. For 10-month and 11-month employees, benefits are not paid for non-contracted days (such as spring, winter, and summer breaks).

While receiving STD benefits, both the employee and FCPS continue to make contributions toward the employee’s benefits. However, employees do not accrue sick or annual leave. 

Program Administrator Contact Information

Sedgwick
Short-Term Disability Claims
P.O. Box 14192
Lexington, KY 40512
Phone: 1-855-937-1387 (to report a claim)
Fax: 859-264-4384
www.mySedgwick.com/FCPS

Questions

For questions or assistance with your short-term disability claim, please contact Sedgwick using the contact information above. You may also contact the Disability and Leaves team in the Office of Benefit Services via FCPS StaffConnect (Choose “Leaves and disability benefits question” from the dropdown list) or by calling 571-423-3200, option 2.

For More Information

Refer to Regulation 4760.