View the Cigna Open Access Plus (OAP) plan column compared to the previous plan offerings with Aetna/Innovation Health and CareFirst.
| 2022 Plan | 2022 Plan | 2024 Cigna Plan Offering | |
|---|---|---|---|
| Aetna/Innovation Health | CareFirst BlueChoice Advantage | Cigna Open Access Plus | |
| Deductible (Individual/Family) | $250/$500 | $250/$500 | $300/$600 |
| Out-of-pocket Maximum (Individual/Family) | $2,000/$4,000 | $2,000/$4,000 | $2,500/$5,000 |
| Preventive Care | Fully covered - no deductible | Fully covered - no deductible | Fully covered - no deductible |
| Primary Care Physician Visits* | You pay a $20 copay | You pay a $20 copay | You pay a $20 copay |
| Specialist Visits* | You pay a $20 copay | You pay a $40 copay | You pay a $40 copay |
| Emergency Room Visits* | You pay a $250 copay, then 10% of covered charges | You pay a $250 copay, then 10% of covered charges | You pay a $250 copay, then 10% of covered charges |
| Urgent Care | You pay 10% | You pay a $40 copay | You pay 10% |
| In-patient* (hospitalization) | You pay a $150 copay, then 10% of covered charges | You pay a $150 copay, then $100 copay per day, 5-day max payment | You pay a $150 copay, then 10% of covered charges |
| Prescription Benefit Provided Through | CVS Caremark 30-day supply, you pay: Generic: $7 copay Brand, including Specialty: 20% coinsurance, $75 max. | CVS Caremark 30-day supply, you pay: Generic: $7 copay Brand, including Specialty: 20% coinsurance, $75 max. | CVS Caremark 30-day supply, you pay: Generic: $7 copay Brand, including Specialty: 20% coinsurance, $75 max. |
| Vision Benefit Provided Through | Aetna Vision Preferred | Davis Vision | Cigna Vision |
*All amounts are after deductibles are met, unless otherwise specified.
Cigna provides a national network of providers so that you can get care right where you live. The Cigna plan includes a no-referral requirement to see a specialist, MDLive® virtual care, and wellness programs. Find details on your Cigna medical plan here:
Learn more about the medical benefits provided by the Cigna Open Access Plus (OAP) plan for 2024.
Learn more about the Cigna Open Access Plus (OAP) plan for 2023, including what this plan covers and what you pay for covered services.
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Having regular eye exams is one of the best ways to keep your vision healthy. Cigna's vision coverage offers flexibility and choice, with one of the largest specialty networks of routine care professionals in the nation. Find details on your Cigna vision plan here:
Learn more about the vision benefits provided by the Cigna Open Access Plus (OAP) plan for 2023.
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Here you can view frequently asked questions (FAQs) about the transition to the Cigna Open Access Plus (OAP) Plan.
Here you will find more information about the medical benefits offered by FCPS.
Here you will find more information about the medical benefits offered by FCPS.
Learn about Cigna OAP Health Plan, Kaiser Permanente HMO Health Plan, ComPsych Guidance Resources, Aetna Dental, CVS Caremark Prescription Plan, and Optum Bank's Flexible Spending Accounts.
Here you can find a breakdown of the most commonly used health plan terminology and what it might mean for you.
Here you will learn more about the Cigna Open Access (OAP) Plan, access plan resources, and view frequently asked questions.