Medical Insurance for Retirees
Medical Benefits offered by FCPS
FCPS offers eligible retirees their choice of comprehensive, quality medical insurance plans. Vision and prescription benefits will be included with your medical coverage. Dental coverage may be added separately (at an additional cost).
Plans for Medicare-eligible Retirees:
This plan is only available to Medicare-eligible retirees. For more details about this plan, please view the Aetna Medicare Advantage website.
View the Retiree Health Premium Chart for costs.
Prescription Benefits
Prescription benefits are also included with your medical coverage through SilverScript, a subsidiary of CVS Caremark. For more details about the pharmacy benefit, please view the SilverScript section of the CVS Caremark website.
Plan Documents and Resources:
2025 Aetna Medicare Advantage Summary of Benefits
2024 Aetna Medicare Advantage Summary of Benefits
This plan is only available to Medicare-eligible retirees who reside within the Kaiser Permanente Medicare Advantage service area. For more details about this plan, please view the Kaiser Permanente website.
View the Retiree Health Premium Chart for costs.
Plan Documents:
2025 Kaiser Permanente Medicare Advantage Summary of Benefits
2024 Kaiser Permanente Medicare Advantage Summary of Benefits
Plans for Non-Medicare-eligible Retirees:
This plan is available to non-Medicare-eligible retirees.
Vision benefits are included with your medical coverage through Cigna Vision. For more details about this plan, please view the Cigna Open Access Plus website.
View the Retiree Health Premium Chart for costs.
Prescription Benefits
Prescription benefits are also included with your medical coverage through CVS Caremark. For more details about the pharmacy benefit, please visit the CVS Caremark website.
Plan Documents:
2024 Cigna Open Access Plus Medical Summary of Benefits and Coverage (SBC) (coming soon)
2023 Cigna Open Access Plus Medical Summary of Benefits and Coverage (SBC)
This plan is available to non-Medicare-eligible retirees who reside within the Kaiser Permanente HMO service area. For more details about this plan, please view the Kaiser Permanente website.
View the Retiree Health Premium Chart for costs.
Plan Documents:
2024 Kaiser Permanente Medical Summary of Benefits and Coverage (SBC)
2023 Kaiser Permanente Medical Summary of Benefits and Coverage (SBC)
